There are many prepaid credit cards on the market these days, sometimes also labeled pre-funded. They're all reloadable, functioning like a prepaid card for the telephone, and they offer the gigantic benefits of no credit check and no annual interest fees.


Prepaid Debit Cards
With the help of the internet, the potential to send money via "loaded" cards is without precedent. The ease, speed and convenience of such services are becoming so popular that many companies are aggressively marketing prepaid debit cards to consumers through customization.

Visa, for example, has a prepaid debit card marketed exclusively to teens, know as Buxx. American Express has the TravelFunds Card marketing "for people on the go" and MasterCard has its I-Gen MasterCard marketed to those who prefer to either forego traditional checking accounts or keep only a minimum amount while "loading" their card with the cash their budgets dictate they can spend.

Prepaid Creditcards
Pre-funded cards are not a bad way to keep your own finances in line either. Just come up with the initial scratch and you're on your way to enjoying the ease and flexibility of plastic again!
Credit is a wonderful thing if used wisely. Don't become one of the millions of card holders who are struggling with debt. By setting limits and avoiding un-needed purchases you will stay on the road to healthy credit.

The obvious alternative is to use a prepaid card, that way you can never use more money than you have loaded to your card.